The Creditinfo Chronicle

Samantha Martin, Sales Executive, Creditinfo Malta

samanthaSamantha joined the team in Malta in September 2014.  Having previously worked as a Business Development Manager for 3 years with 2 other Maltese data solutions companies.  Prior to data solutions, Samantha has also worked as an Account Manager for a number of years with a media company.  In her spare time she volunteers at the Animal Welfare shelter.  Sam has settled into the team quickly with her friendly and positive outlook. She has already had her first Sales in only a few weeks of starting and getting to know the ropes.  As such, we are sure she will be a great success.

Invited to join IFC in Morocco

reynir in moroccoWe were invited to join IFC in Morocco last week at the 5th Financial Infrastructure and Risk Management Training for MENA and African Regions.  Reynir Grétarsson (CEO Creditingo group Hf) – pictured, Paul Randall (Director of Business Development Creditinfo International GmbH), Dirce Varela (CEO, Creditinfo Cape Verde) and Edwin  Urasa (Business Development Manager, Creditinfo Tanzania) attended the training.

IFC advised the training was very successful;  from a course review of the feedback forms received  it  looks  that on a scale  0-5 over  90% of participants rated the training  4 or 5 (with 5 being the highest).

A number of companies delivered presentations, which will be published in the websites of IFC and Bank  Al-Maghrib mid October. Paul delivered a presentation on VAPS (Value Added Products).

Almar's monthly post

50 at 2020 arnar

As some of you may already be aware, it was announced at the Senior Management meeting a few weeks ago, our focus for the coming years is to have operations in 50 countries by 2020.  We may even achieve this sooner at the rate of knots Kiddi and the Credit Bureau Expansion team are establishing operations and succeeding at getting authorisation and approval to have licences.

We have proven success and a winning formula that will enable us to achieve this and more.  We work with local teams and are always hands on supporting the

Are you aware, we are currently operating in 26  countries which includes established operations, start ups and other  countries who operate our CBS5 solution themselves.  We have 280 loyal employees, many of which have been with Creditinfo for more than 7 years.

We will achieve this together with your experience, your skills, your knowledge and your support of the vision, mission and values enabling us to move the company forward and overcome any challenges and obstacles.

Our HR philosophy has always been and will continue to be   – “to hire for attitude and train for skills.”

Our people are:

  • Passionate, Unselfish, Flexible, Loyal
  • Fun to be with
  • Take the initiative and have the propensity to take (calculated) risks
  • Will go beyond the call of duty and take personal responsibility
  • Offer sensational service, keep costs low, keep quality high and are continually on the look out to add value to the customer.

So enjoy the journey, our future is bright and so will yours be!

Almar

Credit Ombud by Reana Steyn

Credit Ombud_213

Today, the Creditinfo Academy welcomed Ms. Reana Steyn, Deputy Ombudsman, to talk about the Credit Ombud.

Visit their website at www.creditombud.org.za

 

Reana’s bio 

PowerPoint presentation

Webinar Recording

Business Mediation by Herman Zandt

Herman ZANDTToday we were very pleased to welcome Herman to join us at the Creditinfo Academy. Herman Delivered a webinar on “Business Mediation”.

You watch his Presentation Video here: Vimeo

You can view his Presentation here:

You can find the Business Mediation Guidelines here Continue reading »

Players of the month: Credit Bureau Expansion Team

Credit Bureau ExpansionWe wanted to acknowledge the efforts of this newly formed team for getting their act together so quickly. In just a few months of being established, they have set up new effective processes and some rather efficient methods of communication in order to be able to put our credit bureau expansion plans into action.

In addition to their extensive knowledge & experience in their fields, is their proactive attitude and sense of accountability.  No one wants to let the team down, so everything smoothly moves along the process chain and they get the job done on time.  Equally, they all have a great sense of humour (some may call it weird!), but it obviously helps them to get on better and boosts them when facing more challenging times.  Oh yes, and let’s not forget, great leadership from Kiddi too!

Having fun in Prague!

laser_gameHot off the press!  The Creditinfo Solutions team felt like shooting each other ….so they did!  LOL :o) – don’t worry, only with lasers! Glad to see they are all smiles.  It looks a fun night out!

 

Recent additions to the Creditinfo Family

Ondrej Vomáèka
Business Analyst
Ondrej is a new Business Analyst at CIS. He has a rich university history! Bachelor´s degree in Applied Mechanics and Master’s degree in Biomechanics, both from Czech Technical University in Prague, one year in Valencia under the Erasmus Program, one semester at Monterrey Institute of Technology in Mexico City and short-term projects at Arts et Métiers ParisTech in Paris and Istanbul Technical University… After graduating, he applied for another Master´s degree in doing business at Masaryk Institute of Advanced Studies and visited Nanyang Technological University in Singapore under one semester exchange program. Just like that! This guy is an animal! We discovered that he already visited more than 20 countries and he is not even 30! Well, and he is a former Czech bodybuilding Champion up to 60 kg. Soon, he will become a movie star and will run for the Governor of California 🙂 GET TO DA CHOPPA!!!

 

Recent additions to the Creditinfo Family

At Creditinfo Solutions

Anastasia Yurina
Commercial Assistant
Anastasia is a new part-time Commercial Assistant at CIS. Recently, she has finished the International Relations and European Studies and earned her Bachelor’s degree. Next year, she’s planning to get her Master’s degree. She has already done two Erasmus exchange programs in Cyprus and Work&Travel in the USA. In Nicosia, she worked for an on-air radio. Now, Anastasia is also working in a Broker Company. Well, if anyone wants to invest their money and be as rich as Bill Gates (n°1 in 2014 according to Forbes), feel free and contact her 🙂

Introduction to Credit Risk Management – Training coming up in Tanzania

Introduction to Credit Risk Management: Realizing the Benefits of Credit Bureau Data

This two (2) days training program is designed for bankers, microfinance and other professionals responsible for maintaining top quality loan portfolios, identifying risk management opportunities and designing financial solutions for clients in a new and evolving international credit environment.

The Training will be taking place on the 21st & 22nd October 2014 or 23rd & 24th October 2014 at Ledger Plza – Bahari Beach Hotel.

There is widespread agreement particularly amongst regulators that financial institutions need to rethink credit policies, procedures, and risks they are taking.

The workshop will provide knowledge and support to members of credit risk and operational management team to better understand the developments in Tanzania with the credit information sharing initiative.

The workshop will cover the concepts behind credit bureaus, and how businesses can use this data to improve the quality of lending, both in terms of e‑ciency and quality. The workshop will also cover the fundamental concepts of application processing and utilzation of the credit bureau reports.

It will also present an excellent networking opportunity for attendees to share ideas about their own challenges and best practice.

Sounds Interesting? Find out more here: http://www.creditinfo.co.tz/home/training-events/credit-risk-management-/

Recent additions to the Creditinfo Family

At Creditinfo Tanzania

Mohamed Kapufi
Sales & Customer Support Manager
Mohamed started his career with Ecobank in 2011 as Sales Executive responsible for selling bank products.  In 2011 moved to the National Bank of Commerce (Member of Barclays Group) as an Officer Management Information System (MIS) responsible generating analytical reports to support Credit Risk Management process within the bank. In 2012 was promoted to Portfolio Management Analyst (Secured & Unsecured Lending)
In 2013 Mohamed was promoted to position of Regional Branch Operations Manager (Business Operations and Controls), the position he held until when he left to join Creditinfo. He was responsible for portfolio of 12 branches of Lake Zone with more than 100 team members.
Mohamed graduated with Advanced Diploma in Business Administration (ADBA) 2010, and Post Graduate Diploma in Financial Management (PGD -FM) 2012, from the College of Business Education (CBE).Also, he pursued Msc.in Marketing management from Mzumbe University 2014.

 

Players of the month: Cape Verde

250e08d4-7586-4450-add2-16988a00dedcThis month saw the launch of the new office in Cape Verde.  As you know Dirce Varela recently joined the family as CEO.  For the launch, Creditinfo Cape Verde (CICV) held a 3 hour workshop at the  Auditório de Caixa Económica de Cabo Verde on the 15th July.

Dirce opened the launch with an introduction to Creditinfo and then we welcomed Mr. Carlos Burgo, the Governor of the Central Bank of Cape Verde www.bcv.cv and  Mr Amilcar Monteiro, the General Secretary of Câmara do Comércio Industria e Serviços de Sotavento (CCIS) www.cciss.cv.  Mr. Burgo described the role of the Central Bank in licensing and the supervision of credit bureaus and Mr. Monteiro spoke about the role of the credit bureau in the access to credit for SMEs and Microfinance.

Continue reading »

Creditinfo win tender in Latvia

Creditinfo continues to extend its push globally increasing its support to its clients and partners, having won the international tender to develop a credit bureau system organized by major credit institutions in Latvia. Joining forces with major industry players paves the way to creating a world class credit bureau that serves the needs of all industries in Latvia.

Continue reading »

My job

Reynir GretarssonPeople have predefined ideas about what it is that I do.  I have found that such ideas vary from me being in charge of everything that happens in our company to being in a ceremonial role.  People outside the company typically believe I am involved in much more than I am.  As an example someone I know might contact me and ask for a job.  I would answer that I have only three employees myself and have not hired for 3 years, nor plan to.  A lot of people are being hired by our Group, perhaps close to 1 per week now, but this is not something that is on my table.  And that is not because I am too good for this, but precisely because I believe I am not very good at hiring and supporting people reporting directly to me.  I typically give them tasks and leave it to them.  The “outsiders” also find it strange that I have not been involved in the Icelandic operation at all for many years, even if I am working from the same office.

Continue reading »

Congratulations to Nataliya Soldatyuk

Recently, Nataliya Soldatyuk from Creditinfo Solutions joined the CIS “Scoring Olympus”. She is not new to the business, however we wanted to mention that she is currently completing her Ph.D. in Econometrics. In just a few weeks from now, she will be presenting her Ph.D. “white paper” in a public industry forum, as a speaker at the 20th Conference of the International Federation of Operational Research Societies. Check out the link http://www.ifors2014.org. Maybe we should also mention that the conference is going to be held in Barcelona… during the summer… Well, we will try not to be too jealous! ;o)​

The CIS team just wanted to say publicly that they are very proud of their colleague…  Go Nataliya!